Having your own super fund gives you complete control over how your superannuation benefits are invested, operated and managed. Self‑managed super funds (SMSFs) offer a compelling structure if you want full decision‑making capabilities.

An SMSF gives you the flexibility to select your own investments from an unlimited investment menu, provided that the fund adheres to certain rules established under superannuation law - the Superannuation Industry (Supervision) Act 1993 (SIS Act).

Investments held in an SMSF can include:

• shares
• managed funds
• term deposits
• private assets (direct residential and commercial properties, art, antiques, collectables, business real property, private companies).

Having your own fund generates a mountain of paperwork and, because of the growing number of these types of funds, the Australian Taxation Office (ATO) is more rigorously monitoring compliance. Therefore, it’s important to keep on top of the fund’s administration and paperwork … and that’s where we can help.

AET SMSF

Our AET SMSF is an end-to-end service for your self-managed super fund. Not only can we help you establish a fund, but we can help you with ongoing administration, compliance and paperwork.

How we work with you

Whether you have an existing fund or would like to establish a new one, the AET SMSF can help you with the four key elements of operating an SMSF:

• Comprehensive fund establishment service.
• Daily, online administration.
• Transparent pricing.
• Complete end-of-year tax and audit services.

In simple terms, we administer your fund’s investments and super on a daily basis, and fulfil all your tax and audit requirements so you don’t have to rely on a number of service providers and receive fragmented and untimely information. You can view all this information via one convenient online portal – AET My Portfolio – 24 hours a day, seven days a week.

If you want the investment flexibility offered by an SMSF, but not the trustee responsibilities, or you are ineligible to be trustee due to bankruptcy or overseas residency, there is an alternative - a small APRA fund (SAF).

For more information, please read our AET SMSF service guide, 31 March 2022 Service update, 10 December 2021 Service update and application form speak to your financial adviser or call our Client Services Team on 1800 254 180.