1 July 2021
While there are many different Centrelink payments and entitlements available, in this flyer we have outlined the criteria for the most common allowances, pensions and benefit cards.
The age pension is available to eligible individuals who have attained age pension age.
The age pension age increases incrementally until it reaches age 67 on 1 July 2023. Refer to the table below.
|Date of birth between||Age eligible for age pension|
|Before 1 January 1954||Attained|
|1 January 1954 and 30 June 1955||66|
|1 July 1955 and 31 December 1956||66½|
|From 1 January 1957||67|
To qualify for Age Pension you must:
This allowance can assist you financially whilst you are out of work.
To qualify for JobSeeker Payment all of the following criteria must be met:
Depending on their age and how long they have been receiving JobSeeker Payment, JobSeekers aged 55 or over may choose to satisfy part or all of their obligation to seek full-time work through approved voluntary work, paid employment (including self-employment), or a combination of these activities.
JobSeeker Payment is subject to both the Centrelink income and assets tests.
This allowance is paid to the main carer of a child. Only one parent or guardian can receive the payment.
You may be eligible to receive Parenting Payment if you:
Parenting Payment is subject to both the Centrelink income and assets tests, so the amount you may receive depends on your situation.
Residency requirements also apply. To qualify, you generally need to be an Australian resident and in Australia on the day on which you lodge your claim. You must be:
This fortnightly allowance is available to an individual who provides care to a person who is disabled or has a severe medical condition that requires a significant level of personal care.
To qualify you must satisfy both of the conditions below:
Carer Allowance is not subject to the Centrelink assets test and is not taxable. The carer and their partner’s combined adjusted taxable income must be less than $250,000 a year.
Disability Support Pension (DSP) can be of assistance if you have a disability that prohibits you from working.
You may receive a Disability Support Pension if:
To assess your eligibility, a report from your doctor or specialist about your disability, injury or illness will be required. You may also need to have a job capacity assessment.
Disability Support Pension is subject to the Centrelink income and assets test, except if you are permanently blind.
This allowance can assist you to purchase the prescription medications you need and is included as a non-taxable payment.
You may qualify for the Pharmaceutical Allowance if you are currently receiving an eligible allowance or payment.
If you are eligible for Centrelink payments, you may also be eligible for a health care card, which provides you with discounted medication, through the Pharmaceutical Benefits Scheme (PBS) and the Extended Medicare Safety Net. Concessions for health care, public transport, energy and water bills, may also be available, which vary from state to state.
To qualify you must meet the following criteria:
The Pensioner Concession Card (PCC) provides you and your dependants with the following benefits:
State and territory governments and local councils may offer concessions on utility bills, council and water rates, public transport and motor vehicle registration.
To qualify you must:
The CSHC is targeted at self-funded retirees of age pension age who do not qualify for an age pension because of their assets and/or income.
To qualify, you must:
ATI for tax year will be the sum of your:
The CSHC provides holders with:
CSHC holders may also receive concessions for transport, council and water rates, utility bills and motor vehicle registration.
If you have limited means and pay rent to a private landlord for accommodation, you may qualify for rent assistance. Rent assistance is paid in addition to a pension, allowance or benefit that you may receive.
You may qualify for rent assistance if you pay more than a certain amount for:
Pensioners, allowees and those receiving more than the base rate of Family Tax Benefit Part A may be eligible for Rent Assistance.
The Work Bonus is an incentive for pensioners of age pension age to work by allowing a certain amount of employment or self-employment income to be disregarded under the Centrelink income test.
If you receive employment income, and/or self-employment income, the work bonus will be automatically applied to reduce that income for the purpose of the income test.
All pensioners over age pension age (other than those receiving the transitional rate of pension) are eligible for the Work Bonus.
The Work Bonus applies to eligible income, paid inside Australia and outside Australia, including: